Keep everything you have and build your U.S. LLC, ITIN, banking and a credit profile alongside it, with premium cards and high credit lines. Fully remote.



The system at home keeps you capped. We build your way out. LLC, ITIN, banking and credit: your complete U.S. setup, guided from the first form to your first credit line.
Your foundation in the U.S.: LLC formation in all 50 states. With EIN, registered agent and compliance, formed in 7-10 days and 100% remote. Our recommendation for credit building: Florida.
See how formation works →Your personal key to the U.S. financial system: we file your ITIN application with the IRS, correct and complete, with no trip to the U.S. 100% success rate.
See how the ITIN process works →Move beyond fintech accounts to Chase, Amex and more. We build your U.S. credit profile step by step, all the way to a six-figure credit line.
See how we build your score →In most countries outside the U.S., low credit limits cap what you can do. Here is how Europe compares.
Real reviews and an official state registration. Check us out before you talk to us.
Top service and support with the company formation“Very happy, the LLC formation went perfectly, the process was handled cleanly and I already have access to credit. Overall a great team and very reliable!”
Company formation was very fast“Company formation was very fast, now it’s on to the cards, very satisfied.”
Reviews translated from German.
Original screenshots from working with Borderless. From zero to six-figure credit lines.
$299.500Spending Power · Markus K.
$97.600Chase Ink · Lars L.
$39.700Amex Blue Business · Thomas R.
$75.000Total limit at Chase at 0% APR
$70.400Credit line at Capital One
$50.000Chase Ink at 0% interest
780Credit score at Experian
$40.000Chase Ink limit
GenehmigtNew Chase credit card
$30.000Chase Freedom Rise
761Credit score at Chase
$22.500Amex EveryDay Preferred
3 KartenPlatinum, Gold & Hilton
$20.000Amex raises the limit
As a European entrepreneur, I faced the same challenge myself: building a U.S. financial profile with no U.S. address, no SSN and no playbook. After years of learning, testing and refining, I perfected the process.
What I found were bad actors everywhere. People promising you "$100k in 2 weeks." That is simply not possible, and anyone who claims it is lying to you. I founded Borderless for transparency and real results.
We work with a limited number of clients, and we would rather tell you upfront whether it's a fit. That saves us both time.
No. You set up your LLC, your ITIN and your first fintech bank accounts fully remote, from anywhere in the world. No move and no visa required.
For your LLC, ITIN and fintech banking, no. All of that happens remotely. To complete your full setup with major banks like Chase, Bank of America and Wells Fargo, not just fintechs, you will need a trip to Miami, because those accounts are opened in person at the branch. We prepare everything and go with you, so you fly home with your accounts open and your cards in hand.
Your LLC is formed in 7-10 days and fully ready, including your EIN, after 21 days on average. Your ITIN usually arrives within 8-14 weeks. Your first credit score appears about 90 days after you open your first accounts with the major branch banks (such as Chase). Premium cards are typically within reach after 8-12 months.
Yes, 100%. Non-U.S. residents can legally form a U.S. LLC, apply for an ITIN and get credit cards. It is a well-established process used by thousands of international entrepreneurs.
No. As a non-U.S. resident, you apply for an ITIN (Individual Taxpayer Identification Number). For credit card applications, it works just like an SSN.
Florida has no state income tax (0%) and is one of the most business-friendly states in the U.S. Banks and lenders know Florida LLCs well, which makes opening accounts and applying for credit cards easier.
With our service, we correct and resubmit your application free of charge until it is approved. Our success rate is 100%.
That depends on your setup: LLC only, LLC with banking and ITIN, or full guidance all the way to your U.S. credit line. In a free strategy call, we work out what you really need, and you get a clear fixed price before you decide. No hidden fees, no surprises.
After your free strategy call, you get access to our client portal. You enter your details there and upload your documents. From then on, we take over. You can follow every step live in the portal, you are notified at every milestone, and you can reach us directly on WhatsApp at any time.
We form LLCs in all 50 states. For credit building, we recommend Florida: 0% state income tax, banks know Florida LLCs well, and we open your in-person accounts in Miami. For other setups, Wyoming, Delaware or New Mexico can make sense. We will figure that out together in your first call.
The honest answer is no. As long as you are tax resident in your home country, your worldwide income is usually taxed there. An LLC does not change that, and anyone who promises otherwise is lying to you. In that case, the value of the LLC lies in your U.S. credit profile, your credit lines and your reward points. The full tax benefits only come once you properly give up your tax residency. That is exactly where we help, including a Paraguay setup for the structure that follows. (This is not tax advice. For your individual situation, talk to your tax advisor.)
If you already have an American Express card in your home country, for example in Europe, we transfer your membership to the U.S. You get a U.S. Amex without any U.S. credit history, even without an ITIN. Your "Member since" status stays intact, and you qualify for Gold, Platinum and business cards much sooner. You can book it as a standalone service, including full guidance, a U.S. address and mail forwarding. We check whether the transfer is right for you in a free eligibility check. Typical result: a $10,000-15,000 credit limit at 0% interest for the first year.
For anyone who wants to give up tax residency in their home country: we guide you through establishing residency in Paraguay, so you have a clean structure once you have left. Combined with your U.S. LLC, this gives you a setup that lets you move abroad the right way while building your credit in the U.S.
It fades away, piece by piece. Without a registered address at home, many banks cancel your cards and loans, your local credit history freezes, and abroad it is worthless anyway: no other country recognizes the credit you built at home. That is exactly why our clients build a U.S. credit profile before or right after they leave. It is tied to your ITIN instead of your place of residence, it travels with you, and it keeps growing wherever you live.
We work with a limited number of clients. In 60 seconds, you'll know whether Borderless fits your situation.
60 seconds · Free, no obligation · Instant result